How is SIP calculated?

SIP calculations are based on the compound interest formula. It considers your monthly investment, the expected annual return rate, and the total duration of your investment to calculate the final maturity value.

Are the SIP returns guaranteed?

No, mutual fund returns are subject to market risks. The SIP calculator provides an estimated maturity value based on the expected return rate you input, not a guaranteed figure.

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Estimate your mutual fund returns and plan your wealth creation instantly.

Monthly Investment (SIP)

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Expected Return Rate (p.a)

Time Period

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Total Value

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Invested Amount ₹ 0

Est. Returns ₹ 0

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Best Free Online SIP Calculator

A Systematic Investment Plan (SIP) is one of the smartest ways to build long-term wealth. By investing a fixed amount in mutual funds every month, you can harness the power of compounding. Our Premium SIP Calculator helps you estimate exactly how much your small monthly contributions can grow into over time.

Using standard compounding algorithms, this tool provides a realistic projection of your investments. Everything calculates instantly on your device, ensuring a smooth, lightning-fast experience without any page reloads. Plus, your financial inputs remain 100% private and are never saved on our servers.

How to Use the SIP Calculator

Monthly Investment: Enter the amount you plan to invest every month (e.g., ₹5000).
Expected Return: Input the annual percentage return you expect from your mutual fund (typically 10% - 15% for equity funds).
Time Period: Enter the number of years you plan to stay invested.
View Magic of Compounding: Check the right panel to see your total invested amount, estimated profit, and final maturity value.